How To Pay Your Pep Boys Credit Card: Online, Phone, or Mail

Are you an avid automotive items shopper? If yes, Pep Boys can be your best stop to find tires, auto parts, auto repair, and other car services. Pep Boys is one of the top American automotive aftermarket service chains. 

Pep Boys also offer a credit card program to provide various discounts and rewards to avid shoppers. You can not only use Pep Boys Credit Card at Pep Boys stores but also at specific gas stations, service merchants, and auto part dealers nationwide. 

In this blog, you’ll discover the benefits of Pep Boys Credit Card and how to apply, register and login into it. So let’s get started!

Benefits of Pep Boys Credit Card

Pep Boys Credit Cards are managed and issued by Synchrony Bank. 

• You can enjoy exclusive cardholder offers. 
• You can estimate your monthly payments. 
• Depending upon the qualifying purchases, you can get special interest-free financing options of 6 or 12 months. 
• You can use your Pep Boys Credit Card at specified gas stations and auto-branded credit card stores nationwide.
• No annual fee means you don’t have to worry about extra costs and the credit limit is also generous. 
• Pep Boys Credit Card reports to various credit bureaus, which will improve your credit score. 
• You get 0% APR on your purchases during the first six months and the cash advances are not that pricey. 

Online Account Access

Pep Boys Credit Card also comes up with an online accessibility feature. Now, you can check discount offers, pay your card bill and manage card purchases —all from your mobile phone. If you still haven’t applied for Pep Boys Credit Card, here’s how to do it:

1. Go to the official Pep Boys Credit Card website.
2. Scroll down and click on Apply button. 
3. On the following page, enter the required information such as your Name, Mobile Number, Zip Code, Address, Email, SSN, and Financial Information.
4. Review the terms & conditions section. 
5. Click on I agree to the terms and conditions.
6. Click on Submit Application, and that’s it!

Pep Boys Credit Card Login

If you want to access your Pep Boys Credit Card, here’s how to do it:

1. Go to the official Pep Boys Credit Card website.
2. Click on the Login button.
3. Enter the required credentials, such as your Username and Password.
4. Click on the Login button, and you will get access to your Pep Boys Credit Card account.

Register Online

If you wish to register to your Pep Boys Credit Card account, follow the given steps:

1. Go to the official Pep Boys Credit Card website.
2. Click on the Login button.
3. Under the login section, click on I want to Register.
4. Fill out the required data such as your Account Number, Date of Birth, and Last Four Digits of your SSN. 
5. Click on the Continue button. 
6. Synchrony Bank will verify your identity via text or call. 
7. After verification, you can set up your Pep Boys Credit Card account. 
8. Select your Username and Password and log in with it!

Forgot Password

If you forget your password, follow the given steps to change it:

1. Go to the official Pep Boys Credit Card website.
2. Click on the Login button.
3. Under the login section, click on I forgot my Password.
4. On the following page, enter the required details such as your Username, Date of Birth, and Last four digits of SSN. 
5. Click on the Continue button.
6. After verification, select your New Password. 

Forgot User ID

If you forget your password, follow the given steps to change it:

1. Go to the official Pep Boys Credit Card website.
2. Click on the Login button.
3. Under the login section, click on I forgot my Username.
4. On the following page, enter the required details, such as your Account Number, Date of Birth, and the Last four digits of your SSN. 
5. Click on the Continue button.
6. After verification, you will receive your Username.

Pep Boys Credit Card Services

Pep Boys Credit Card online account service allows you to manage your account online, choose various payment methods, and sign up for paperless billing. You can also take advantage of exclusive cardholder offers and discounts. Pep Boys Credit Card Services make it easy to keep your car running smoothly.

Pep Boys Credit Card Bill Pay Phone Number

You can pay your Pep Boys Credit Card bill via phone. Simply dial  1-866-396-8254 on your phone. A representative will pick up your call. Follow their instructions to pay your card bill successfully.

Pep Boys Credit Card Payment Address

You can also pay your Pep Boys Credit Card bill via posting service. Write a check in the name of Synchrony Bank. Include your remittance slip and card invoice. Mail it to Pep Boys Credit Card Address:

Synchrony Financial, 

PO BOX 960061, Orlando, 

FL 32896-0061

Customer Service Hours

You can contact them at 1-800-PEP-BOYS (737-2697) if you have any Pep Boys Credit Card queries. Their working hours are:
8 AM – 9 PM (Monday – Friday) EST

8 AM – 8 PM (Saturday and Sunday) EST 

How to Pay Pep Boys Credit Card?

You can pay your Pep Boys Credit Card bill by following methods:

Online

Follow the given steps to pay your Pep Boys Credit Card bill online:

1. Go to the official Pep Boys Credit Card website.
2. Login to your Pep Boys Credit Card account. 
3. Go to the Payments section. 
4. Click on Make Payments.
5. Enter required card billing details. 
6. Click on Confirm Transactions, and that’s it!

By Phone

If you need to pay your Pep Boys credit card bill but don’t have time to go to the store, you can do it by phone. Here’s how:

1. Call the number on the back of your card.
2. When prompted, enter your account number and then your ZIP code.
3. Follow the prompts to make a payment.
4. You may be asked to provide a verification code before your payment is processed. This code can be found on your statement or online account.
5. Once your payment is processed, you will receive a confirmation number for your records.

If you have any questions about how to pay your Pep Boys credit card bill by phone, please call the customer service number on the back of your card. They will be happy to assist you.

By Mail

If you need to pay your Pep Boys credit card bill and don’t have access to online banking, you can do so by mailing a payment. 

1. Find a blank envelope and insert your Pep Boys credit card bill inside.  
2. On the front of the envelope, write out the full mailing address for Synchrony Financial: PO BOX 960061, Orlando, FL 32896-0061  
3. Include your Pep Boys credit card account number on the check or money order.  This is important!  
4. Seal up the envelope and affix the correct postage.
5. Drop the envelope in a mailbox or take it to your local post office.

That’s it! You’ve now paid your Pep Boys credit card bill by mail. Repeat this process each month until you’re ready to switch to online banking or another payment method.

Via the Mobile App

You can use the My Synchrony app to pay your Pep Boys Credit Card Bill. Here’s how to do it:

1. Open the My Synchrony app on your phone. 
2. Go to the Credit Cards section.
3. Click on Pep Boys Credit Card. 
4. Click on Pay Card Bill button. 
5. Enter required billing details. 
6. Click on Confirm Transaction, and that’s it!

How to Avoid Late Fees?

The only way to avoid late fees ($41) is to pay the minimum amount each month so that it doesn’t pile up. You can also use the auto payment method on the Synchrony website to pay your card bill timely. 

• Understand Your Card Agreement

To avoid late fees, you must first understand the terms of your credit card agreement. This document will outline when your payments are due, how much you need to pay and any associated late fees. Be sure to read through this agreement carefully so that you are aware of the requirements and expectations.

• Make Your Payments on Time

One of the best ways to avoid late fees is to simply make your credit card payments on time. This means that you will need to set up a budget and schedule so that you can ensure that your payment is sent in before the due date. If you are unsure of when your payment is due, you can always check online or call customer service for assistance.

• Set Up Automatic Payments

Another great way to avoid late fees is to set up automatic payments with your credit card company. This way, you can ensure that your payment is made on time each month without having to remember to do it yourself. You can typically set up this feature by logging into your account online or by calling customer service.

• Use a Payment Reminder Service

If you are worried about forgetting to make your credit card payment, you can always sign up for a payment reminder service. This type of service will send you an email or text message reminding you to make your payment before the due date. This can be a great way to avoid late fees and keep your account in good standing.

• Ask for Grace Period Extension

If you find yourself in a situation where you cannot make your payment on time, you may be able to request a grace period extension from your credit card company. This will give you additional time to make your payment without incurring any late fees. To request a grace period extension, you will typically need to call customer service or login to your account online.

• Negotiate With Your Credit Card Company

If you have a history of making late payments, you may be able to negotiate a lower late fee with your credit card company. This is typically done by calling customer service and asking to speak with a supervisor. Be sure to be polite and explain your situation in detail so that you can try to get the best possible outcome.

• Pay Off Your Balance Each Month

One of the best ways to avoid late fees is to simply pay off your balance in full each month. This will prevent any interest from accruing on your account and will also keep you from having to make minimum payments. If you are unable to pay off your balance in full, you should at least try to make more than the minimum payment each month.

FAQs

Where Can I Use My Fortiva Pep Boys Card?

You can use your Pep Boys credit card at any of the company’s locations, as well as over 500,000 other car and gas locations. This means you can get gas, oil changes, tires, and more at any location that accepts major credit cards. You can also use your card to finance purchases made at Pep Boys or through the company’s website.

Can I Get Gas With My Pep Boys Credit Card?

Yes, you can use your Pep Boys credit card to purchase gas at any gas station that accepts credit cards. This includes all major gas stations such as Shell, Exxon, and Chevron. You can also use your Pep Boys credit card at smaller, independent gas stations. Simply present your card at the time of purchase and the attendant will process the transaction.

Can I Pay Someone With A Credit Card?

No, you cannot pay someone with a credit card. Credit cards are only accepted as payment at certain stores. If you want to pay someone, you’ll need to use cash or another form of payment.

Final Considerations

Pep Boys Credit Card is the perfect solution if you’re an avid Pep Boys shopper. With no annual fee and unique financing options, Pep Boys Credit Card is worth considering!

If you pay your Pep Boys Credit Card bill timely, you can enjoy all of its perks. Otherwise, you will be charged with the penalty fees.