The Milestone credit card is supported by Mastercard and is destined to people with low credit scores or bad credit, so they can build or rebuild their credit history —very much like the Mission Lane credit card.
Issued by Genesis FS Card Services and otherwise known as the Milestone Gold Mastercard, it offers cardholders a series of benefits, which make it a suitable credit card for this segment.
In this article, you will learn about the Milestone credit card login, the main Milestone Mastercard benefits, how to open and manage an online account, how to make payments, and much more!
Benefits of Milestone Mastercard
The Milestone Mastercard offers certain benefits to help cardholders build their credit score:
- Catered to people with very bad credit.
- Initial credit limit of $265.
- No “processing” or monthly fees.
- Relatively low APR.
- $35-$99 annual fee.
- Security-deposit savings.
- Relatively low foreign-transaction fee.
- “Pre-qualification” is a prerequisite.
Online Account Access
To get the best out of the Milestone Mastercard, it’s best if you open a credit card account via the Milestone credit card login.
This credit card account will allow you to make payments, keep track of your expenses, and manage other relevant credit card features.
Milestone Credit Card Login
To do all this, you need to access the Milestone credit card login as provided by Genesis FS Card Services, which you can find here.
Register Online
Via the login, you can register and open your online account. To do so, click on “Register Your Account” below the login box.
Then, enter your Milestone Mastercard number, date of birth, and Social Security Number when prompted.
Then, click on “Continue to Next Step” to finish your registration by entering additional data as required by Genesis Financial Solutions.
Forgot Username or Password
If you’ve forgotten either of these two, go to the login page and click on “Forgot your Username or Password?” below the login box.
Once there, if you’ve lost your password you can reset it by providing information such as your username, the last 4 digits of your Milestone credit card, date of birth, and your Social Security Number. Then, click on “Reset Password.”
To retrieve your username, scroll down on the same page and enter the 16 digits of the account number, your date of birth, as well as your Social Security Number. Then, click on “Request Username.”
Milestone Customer Service
Milestone Pay by Phone
To pay your Milestone credit card via the telephone, just dial Genesis FS Card Services’ line 1-866-453-2636. This is the payment and customer service phone number.
Milestone Credit Card Payment Address
To pay by mail, the address is:
Genesis FS Card Services
P.O. Box 84059
Columbus, GA 31908-4059
Customer Service Hours
Details regarding the availability of the customer service team is not online —which is not 24/7— but you can dial the customer assistance number during working hours and obtain more information about availability.
How to Pay Milestone Credit Card
There are several ways to pay your Milestone Mastercard. Just choose the one you think is more convenient depending on your needs.
Online
To pay Milestone Gold Mastercard online, just login to your account and go to the payments section. Once there, you can select the amount you wish to pay.
By Phone
You can also pay your Milestones Gold Mastercard by phone. Just dial the customer service number provided above, dial the payment option and follow the prompts.
You’ll need to enter the Milestone Gold Mastercard information so make sure you have it within reach.
Follow the prompts and complete your payment. If you have a problem, you can ask for customer service help and complete the payment.
By Mail
Another option to pay your Milestone Gold Mastercard is to pay by mail. To do so, send a check or money order to the address provided above.
Do mind that this is the slowest payment method, so you have to send your payment timely so are not charged a late fee.
Via the Mobile App
The Milestone Gold Mastercard doesn’t have a mobile app, but you can access your account from The Bank of Missouri Mobile app available on iOS and Android.
How to Avoid Late Fees
Milestone credit cards have all late fees in case you don’t pay on time. The Milestone card late fee is $38, and to avoid it you can schedule payments from the credit card login.
FAQs
Does Milestone Card Have an App?
The milestone card doesn’t offer a mobile app. But you if you have a Bank of Missouri account and mobile app, you can use it to make payments.
Is Milestone a Real Credit Card?
Indeed it is a real credit card. It offers you the possibility to create a Milestone Mastercard account to manage everything and paying the card online.
What Kind of Credit Card Is Milestone?
The Milestone card is a card catered to people with poor credit. You can be the subject of a credit limit increase within time and after good use.
What Is the Highest Credit Limit for Milestone Gold Mastercard?
If you’re not given a limit increase, you can request one. However, it can never be above $300.
This is not as competitive as other banks offering similar products for the poor credit segment, so this is something to consider.
What Credit Score Do You Need for Milestone?
You can apply for a Milestone credit card if you have a score below 640 and don’t want to put down a deposit.
Final Thoughts
Issued by Genesis FS Card Services, this credit card is a good option to obtain a legitimate credit score when you have poor credit —you will have a low credit limit, though.
Via the official mymilestonecard login you can manage all features connected to your bank account, but you have to be mindful of the high annual fees of Milestone Mastercard account.
